Mike Carpenter

Mike Carpenter

Mike Carpenter
Senior Loan Originator


About Mike Carpenter

More and more lenders are promoting tools that don’t require you to interact with a human to make one of the biggest financial decisions of your life.I believe you deserve better. And I’ve spent nearly 20 years providing my clients with the guidance they need so they don’t just get a loan — they get the right loan.

You see, the mortgage process isn’t quite as simple as the ads make it seem. It takes knowledge and experience to navigate, particularly in a competitive real-estate market, where the right combination of speed and expertise can make the difference between a successful offer and losing out on your dream home.

My clients, many of whom are first-time homebuyers or have run into resistance from other lenders, always know where they stand in that complex process. That’s because I take the time to explain their options, so they can make an informed, confident decision. And most of them, like the 35+ clients who have given me five-star reviews on Yelp, would even say I’m an adviser and advocate first, and a mortgage professional second.

“I felt that Mike really cared for me, rather than seeing the whole process as just another transaction.” (Yelp comment)

“Mike did a fantastic job of seeing me through the entire process, from ‘newbieto homeowner.” (Yelp comment)

I continue to serve as a resource for many of my past clients, often years after they purchased or refinanced their homes. They come to me because they know I provide a level of personal service uncommon in this industry. They come to me because they know I care. And they come to me because they know I have the willingness, and the knowledge, to help.

I’d love to help you, too — whether you’re buying, refinancing or just weighing your options. Send me a message: [email protected] or give me a call at 206-465-5528 today.


Specialties:Conventional, FHA, VA, Refinance: Cash Out & Rate Term, Jumbo Loans, Owner Occupied Properties, Investment Properties, & Relocation

Mortgage Industry Honors And Awards 

presidents club 2015 200


Memberships And Certifications 

Private: WAMP-Washington Association of Mortgage Professionals

Reviews of Mike Carpenter

Top Reviewed Loan Originator on Yelp!

Over 80 reviews on Zillow!

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Average rating:  
 4 reviews
by Antonia on Mike Carpenter
Purchase or Refinance: Refinance
City: Seattle
State: WA

Michael streamlined what could have been a stressful process. His excellent communication and thorough info put us at ease and made the process smooth and simple.

by Yijie on Mike Carpenter
Purchase or Refinance: Purchase
City: Woodinville
State: WA

Good Service

by Daniel on Mike Carpenter
Purchase or Refinance: Purchase
City: Woodinville
State: WA

Michael is amazing!To start, as an industry veteran, he is very resourceful and help us get a loan above and beyond.He is very patient to answer all the question we have during the entire loan process. Therefore, Not only have we done the correct things by the right time, we but also understand why we do a specific thing at a particular time. This is super helpful for the first-time buyer.When we faced a credit score challenge, Michael really went out of his way to find every possible solution to get us favorable rates. His suggestion on improving credit score worked effectively and was later reflected in the loan we were given.Michael will do everything with his power to meet your requirements. What's more important, he is very approachable and responsive. You will never feel agonized about not finding him when you need.I strongly recommend him.

by Zachary on Mike Carpenter
Purchase or Refinance: Purchase
City: Bothell

Have worked with Mike before and will work with him again if the need arises. Thanks!