Joshua White

Joshua White

Joshua White
Loan Originator



About Joshua White

Joshua’s passion is family and to live a life of generosity. He lives in Ferndale, Washington with his wife Amanda. He has three kids (Madysen, Kacey, and Kilian) and his wife also has three kids (Macy, Selah, and Bennett).

Joshua was first introduced to the mortgage industry in 1996 at the age of 19 when he decided to take a year off from college and started a partnership with a seasoned loan officer. For 18 months he was originating loans and exposed to the industry before deciding to return to college on a basketball scholarship and obtain his Business Management degree from Northwest University. Upon graduating in 2001, he decided on insurance and began to build a Farmers Insurance agency which led him right back into the mortgage industry while soliciting for insurance binders. By 2003 he was once again originating loans. He continued in the industry until 2010 when he could no longer support his family due to the Great Recession. For six years he dabbed a bit in selling life insurance and retirement plans, as well as working within the fitness industry.

In 2016, due to some life changes, he made the move up north to Bellingham, Washington and was relicensed to originate loans. After only six months with a team of originators, Joshua was offered an opportunity to begin a branch of another mortgage lender in the area. Happy with the company he worked for and with the industry, he felt a need to dig deeper and find more meaning. He wanted to better help others, better serve his community, and build a legacy. He decided the best option for his clients was to have options. He chose to work for a broker that represents over 50 different mortgage lenders where he can provide clients with competitive products and rates. Staying true to his goals of leaving a legacy of authentic generosity and giving back to the less fortunate, he is beginning an intense training in social lending where he will give 10% of his income, on behalf of his clients, to a non-profit organization for every transaction. It is his belief that generosity begets generosity. Together, let’s make this world a better place!

Specialties:Conventional, FHA, VA, Refinance: Cash Out & Rate Term, Jumbo Loans, Owner Occupied Properties & Investment Properties

Memberships And Certifications

Private: NAMB-National Association of Mortgage Brokers
Private: WAMP-Washington Association of Mortgage Professionals

Reviews of Joshua White

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Average rating:  
 3 reviews
by Maryjane on Joshua White
Purchase or Refinance: Purchase
City: Maple Falls
State: WA

Thank you so very much for all of your help in securing our loan for our new home here in Maple Falls. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Joshua White! Our hats off to you!!

by Joel Melissa on Joshua White
Purchase or Refinance: Purchase
City: Ferndale
State: Wa

Joshua made the process of buying a home, truly wonderful! He has such a generous heart and is committed to seeing local charities thrive, by donating a portion of his profits to them. He answered all of our questions quickly and we just spoke enjoyed working with him and would recommend him highly!

by Forrest on Joshua White
Purchase or Refinance: purchase
City: Bellingham
State: WA

Josh was not only a pleasure to work with, he was the most attentive, speedy, accurate, creative and positive person I've EVER worked with. He made the whole buying process easy and as stress free as these things can be. The fact that 10% of his commissions go to local charities made the experience even sweeter. I'm grateful to have worked with Josh and will work with him again on future purchases.